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Since the US department of labor issued its fiduciary rule in 2016, most financial advisors should be, where if they are offering retirement advice, they should be on their client’s best interest instead of selling products where they would get a cut. However, you still want to ask that question. It also shows that you...
After completing dental school in 2011, I found myself burdened with $250,000 in student loans. Coming from Haiti, where credit cards and student loans were unfamiliar concepts in the 80s and early 90s, I was unversed in managing such debt, understanding interest, or the importance of diversifying income streams with investments. My upbringing emphasized the...
In the demanding fields of dentistry and medicine, retirement planning often takes a backseat to the immediacy of patient care, practice management, and our hectic daily life. However, the importance of early retirement planning cannot be overstated. Starting retirement preparations early is crucial for healthcare professionals. Dentistry and medicine are busy fields to get into...
In today’s fast-paced world, a packed schedule often serves as a badge of honor. It’s easy to equate a flurry of seeing a bunch of patients or working on our business with productivity, but is being busy really the same as being productive? Let’s delve into this misconception and explore ways to ensure that our...
When trying to build wealth, two paths are often highlighted: starting a business and investing. While both avenues can lead to substantial financial success, they cater to different mindsets, skill sets, and personal circumstances and preferences. Let’s dive into the fundamental differences between these two paths and argue that while business ownership may not be...
While doing my research, i fell upon this Startling Statistic. 73% of Americans, including a significant number of doctors, do not have an estate plan. This statistic is alarming, given the implications of not having a plan in place for one’s assets and healthcare decisions. The Overlooked Importance Among Professionals One would assume that highly...
