Group Coaching Program

The only program of its kind that helps doctors
(dentists, physicians, pharmacists, podiatrists, veterinarians)
become debt free and build wealth with confidence.


*You graduated from medical, dental, or pharmacy school and have student loan debt or credit card debt and are not sure where to start or how to start paying off your debt

*You want to invest but don’t know how or where to start

*You have sleepless nights and are stressed because of your debt

*You are asking yourself if you should hire a financial advisor, buy that stock your friends are telling you about or use your retirement money to invest

*You are delaying starting a family, buying a practice, or buying a house because all of your money is going toward paying off debt

*Or you’re a private practice owner and you are looking for an exit strategy

*You are overwhelmed with all the info coming at you


Get out of debt

Know step-by-step strategies to get out of debt

Be exposed to investing

Want to have multiple streams of income

Want generational wealth

Want to decrease your hours at work

Want financial freedom!!

Dr. Elsie (General dentist in PA)

“I have a plan to get out of debt, and I started investing. I don’t feel much despair anymore and am more confident and energetic. I feel so much more hopeful about my future.”

Dr. Diaby, General dentist in NC

“This course has been so valuable to me. I have taken your advice on getting a side hustle to make more money established a budget almost finished my cushion fund opened up investment accounts and acquired an investment property. All with your help and in just a few weeks. I feel less stressed about money now that I have a plan. And! I even meal prepped this week! Thank you! Thank you! Thank you!”

SJM, General dentist in MA

“I wish I had done this 10 yrs ago when I first started in the workforce. Besides the fact you receive personalized, sound, and effective advice, the accountability that begins to develop is critical to jumpstarting consistent practice in both personal and business.”

Imagine just one year from now: You are

Paying down your debt while creating wealth

Having a solid plan to get out of debt

Understanding when to refinance your student loans, if applicable

Being able to confidently re-allocate your money to save for your kids’ college education and towards your retirement

Becoming confident about making financial decisions

Being aware of what you need to know about insurance

Knowing how to diversify your income and investment portfolio

Having gotten rid of limiting beliefs about money for good

This all sounds great, doesn’t it? This could be you. I work with doctors daily to help them get out of debt and create generational wealth.

A Note From Dr. Caroline Clerisme

Hi doc!

I am a general dentist in NH. I am also a wife, mom, author, and an amazing cook.

I graduated from Tufts in 2011. I had a total of $250,000 in student loans. Growing up in Haiti, I had no exposure or knowledge of credit, credit cards or how to manage such a large some of student loans. I had no help. I felt confused, angry, bitter, overwhelmed, you name it.

It took me 4 years to pay it all off.  Till this day, I still have peace of mind, and am still creating wealth.

The pain and struggle I experienced during my early years of debt repayment created a new passion for me. The passion to help other doctors just like me…doctors who want financial freedom and want to create generational wealth.

I invite you to join the Doctors out of Debt group coaching program.

See you soon!

Caroline Clerisme, DMD


🧠 Module 1- Scarcity Mindset and Money

-How our thoughts and beliefs affect our money decisions

-How to change the way you think about money

-The psychology of money

-Why we do what we do with money

-Activities and steps that you can take to generate more income

-There’s more to life than just money; how to make sure that all areas of our lives are well balanced.


💡Module 2- Debt strategy insurance

-10 things that you  need to do to BEFORE even thinking about debt repayment and wealth creation

-What insurance do you really need

-How much emergency find do you need

-2 things that you must do yearly to protect yourself and your money


💵 Module 3- Budgeting workshop

LIVE budgeting workshop where we do a budget for a full month

Learn how to tell your money where to go

Learn the different budgeting formulas

Learn Doctors out of Debt budgeting formula for debt repayment and wealth building 

💲Module 4- Debt repayment strategies

-All the debt repayment strategies that you can use depending on your debt load, income, capital, and goals

-What’s consolidation? What’s refinancing? 


-What loan forgiveness options are out there


💸 Module 5- Investing while paying off debt


Intro to investing in real estate

Investing in a business


💰 Module 6- Roads to Residuals

How to have true residual income

What the 8 streams of income are

How any doctor can have 3 streams of income in 2 months


💥 Guest speakers on retirement, stocks, real estate, starting a business, how to have a franchise, taxes and how to be an expert witness.

💥 You will have access to estate attorneys, real estate attorneys, financial advisors, lenders, and accountants.


One Time Payment


3 Months Plan

The Doctors out of Debt Group Coaching Spring Cohort starts April 17th, 2024.

Here are all the Frequently Asked Questions Answered!

April 17th, 2024.

Once a week on Wednesdays for 1.5-2 hours at 7 pm EST

We may also have bonus sessions on OFF days.

ALL sessions will be recorded so you can watch afterward if needed.

Yes. You can ask during live sessions and in the private Facebook group.

Every session is recorded and the recordings are usually available within 24 hours of the session.

Yes, we go over MLM and may have a guest speaker about that as a bonus session. I won’t encourage anyone to quit anything that’s working.

When it comes to investing, there is no right time, we make it the right time.

Think of it like going to medical/dental school or having a baby. That’s something you wanted, hence, you went for it.

No other costs or charges unless you decide to start investing right in the course. Some docs start with $50, $500 or wait until they’re ready. It depends on what you invest in. I have more than 7 steams of income now and go over all of them.

It depends on the work you put into it. All results are different depending on your risk tolerance, available capital, debt, goals, etc. It really really depends. It’s also about applying what you have learned, that’s very important. Taking action is key.

Everyone’s results are different. We all graduate from medical/dental school but all of our results are different depending on what we did afterwards.

Taking action is ket. I cannot stress that enough.

Short answer: No!

I did resume one-on-one coaching due to doctors asking for it but no, the Doctors out Debt Program is not a step towards a more extensive program! The program itself is very comprehensive and transformational.

You can check out and click on the Testimonials tab and you can also use this link for video testimonials.

Yes, we do! There is a 3-month payment plan available!

There is a discounted price of $1000 for any new recent graduate (3 years or less). Contact me directly to inquire.

Just send an email to, and someone from the Doctors out of Debt team will contact you.

Doc, don’t procrastinate on your decision to elevate your finances.

Click here to apply.

I can’t wait for you to join us.

See you soon!

Take a leap of faith and take your first step towards paying your debt and creating wealth.

Join a transformational 4-week group program teaching proven strategies to get out of debt and create generational wealth.